“Equity of redemption”怎么翻译？

摘要：不管当事人约定的回赎期限是否已过，抵押人都可以随时行使衡平法上的回赎权，只要抵押人未表示取消回赎权，就可以在抵押权人没有依权利出卖抵押物之前支付债务的本金、利息和有关费用，赎回抵押物。衡平法上的回赎权是抵押权的本质属性，是抵押权内在的、固有的权利，任何剥夺这项

Equity of redemption 衡平法上的回赎权；赎回抵押物的权利

不管当事人约定的回赎期限是否已过，抵押人都可以随时行使衡平法上的回赎权，只要抵押人未表示取消回赎权，就可以在抵押权人没有依权利出卖抵押物之前支付债务的本金、利息和有关费用，赎回抵押物。衡平法上的回赎权是抵押权的本质属性，是抵押权内在的、固有的权利，任何剥夺这项权利的条款皆为无效。但衡平法上的回赎权可以因以下四个原因而消灭：1. 抵押人将回赎权转让给抵押权人；2. 抵押权人根据其于债务人未能清偿时即得出售抵押物之权利而将抵押物出卖；3. 法院判决取消回赎权；4. 依英国1939年《诉讼时效法》〔Limitation Act〕而超过12年的最长时效期限。

Equity of redemption is the right of an owner to redeem property secured by a loan that has been accelerated prior to foreclosure. For example, Mary is behind on her mortgage payments, and the lender has accelerated the loan—acceleration is a demand for payment in full—or foreclosure will follow. Mary can find another source of money and pay off the principal, interest, and expenses under equity of redemption. Put simply, paying off the loan with funds from another source allows Mary to keep the home. 以下为相关例句，可供参考：

例句1

The full bundle of a mortgagor’s rights in the mortgaged property, subject to the rights of the mortgagee. The equity of redemption is more commonly referred to simply as the “equity” and is generally equivalent to the value of the property less the outstanding debt secured against it.

抵押人在抵押财产中的全部权利，以抵押权人的权利为准。衡平法上的回赎权通常简称为“衡平法权益”，一般相当于财产价值减去对其担保的未偿债务。

例句2

The equity of redemption must be exercised by a mortgagor within a certain time after having defaulted on an obligation. It exists only from the time of default to the time that fore-closure proceedings are commenced.

衡平法上的回赎权必须由抵押人在违约后的一定时间内行使。它只存在于违约之时至启动取消抵押的赎回权程序之时。