摘要:关于作为被保险人的船东所享有的弃船权的一项规则,根据该规则,弃船权不是基于船舶、货物或船货的确定性全损,而是基于全损的高度可能性。如果存在着极度的风险,致使可能发生的费用将超过船舶价值的一半时,被保险人可以弃船,尽管此后该船可能会以较低的费用得以修复。
High probability rule (全损)高度可能性规则
(海商法)关于作为被保险人的船东所享有的弃船权的一项规则,根据该规则,弃船权不是基于船舶、货物或船货的确定性全损,而是基于全损的高度可能性。如果存在着极度的风险,致使可能发生的费用将超过船舶价值的一半时,被保险人可以弃船,尽管此后该船可能会以较低的费用得以修复。
High-probability rule refers to a legal principle permitting an insured to abandon a vessel. This rule is only applicable in marine insurance law. The right of abandonment does not depend upon the certainty, but upon the high probability of a total loss, either of the property, or voyage, or both. In Fireman's Fund Ins. Co. v. Globe Nav. Co., 236 F. 618 (9th Cir. Wash. 1916), the court held that the insured is to act, not upon certainties, but upon probabilities. The court also ruled that if the facts present a case of extreme hazard and if probable expense seems to exceed half the value of the ship, then the insured may abandon the vessel.
来源:歆瑶教育