摘要：在托收业务中，接受委托人的托收申请及相关票据和单据的首家银行，由其再委托代收行〔collecting bank〕代为办理收款事宜。托收行凭代收行向其发出的付款人是否付款的通知，决定是否对委托人付款。托收行与委托人之间系委托代理关系，自身并不承担因付款人拒绝付款

托收行 depository bank

在托收业务中，接受委托人的托收申请及相关票据和单据的首家银行，由其再委托代收行〔collecting bank〕代为办理收款事宜。托收行凭代收行向其发出的付款人是否付款的通知，决定是否对委托人付款。托收行与委托人之间系委托代理关系，自身并不承担因付款人拒绝付款而款项不能收回的风险。

A Depository Bank refers to a facility like an office, building, or even warehouse that acts as a depository for safeguarding and storage purposes. This might be a bank, a vault, an organization, or even a financial institution which inventories and helps with the act of trading securities. The term also pertains to any depository institution which takes in financial deposits from their clients. These depository institutions deliver financial services to both business and personal customers. These do not have to be cash-based only. They could be stocks and bonds certificates. The institution will inventory the securities. They often keep them in an electronic format called book-entry form. They might also hold physical paper certificates or dematerialized virtually-based certificates as well. 具体例句如下，供参考：

例句1

Depository banks carry the primary function in this regard of transferring stock shares ownership from the seller of an investment to the buyer as the trade becomes executed. They also assist with reducing paperwork needed to execute trades. They also increase the speed at which the transfer process will be completed.

在这方面，托收行的主要职能是在交易开始时将股票所有权从投资的卖方转移到买方。他们还协助减少执行交易所需的文书工作。它们也提高了完成转移过程的速度。

例句2

A depository bank (U.S. usage) or depositary bank (predominantly EU usage) is a specialist financial entity which, depending on jurisdiction, facilitates investment in securities markets.

托收行（美国的惯例）或托收行（主要是欧盟的惯例）是一种专业的金融实体，根据管辖范围，促进证券市场的投资。

来源：开心教育